A simplified view of the cover options.
A full view of the cover options, including terms and exclusions, can be found in the policy document at the bottom of the page
| Cover | Accident & Illness - Maximum Benefit |
|---|---|
|
Veterinary Fees
Including: - Complementary treatments - Behavioural problems - Clinical diets |
£3,000, £6,000 or £12,000 (per policy term)
25% of the veterinary fees limit £200 £200 |
| Emergency Boarding kennel and cattery fees and daily minding | £1,500 (per policy term) |
| Advertising & reward costs |
£1,500 (per policy term), including £250 for a reward |
| Theft or straying | £1,500 |
| Holiday cancellation | £5,000 (per policy term) |
| Accidental damage to third party property | £500 (per policy term) |
| Transport between vets | £200 (per policy term) |
| Accidental damage to pet accessories | £500 (per policy term) |
|
Death due to accident or illness*
*For illness, pets less than age 6 years only |
£1,500 |
| Farewell cover | £200 |
|
Overseas Travel
Your pet can travel as often as you like (maximum trip length 60 days) to Europe (including the Republic of Ireland, Isle of Man and Channel Islands) under the Pet Travel Scheme. Your UK cover (excluding Third Party Liability for dogs) is automatically extended and you have the following additional benefits in case things don't quite go to plan. - Quarantine costs - Emergency expenses |
£2,000 (per policy term) £1,500 (per policy term) |
| Optional Cover | Accident & Illness - Maximum Benefit |
| Third Party Liability (Dogs Only) for dog owners | Upto £2,000,000 (per event) |
| Claim | Accident & Illness - Excess | |||||||
|---|---|---|---|---|---|---|---|---|
| Veterinary fees | For each illness or injury arising during each period of insurance | |||||||
|
||||||||
| Holiday cancellation | The first £75 of any claim | |||||||
| Accidental damage to third party property | The first £75 of any claim | |||||||
| Accidental damage to pet accessories | The first £50 of any claim | |||||||
| Overseas travel emergency expenses | The first £50 of any claim | |||||||
| Third party liability (Dogs Only) | The first £250 of any claim | |||||||
| Pets under 8 weeks old at the start of cover |
| Pre-existing medical conditions |
| Any illness that starts or shows clinical signs in the first 14 days of your cover |
| Routine or preventative treatments such as vaccinations, worming & flea treatments |
| Pregnancy or breeding |
| Dental treatment that is not related to an illness or injury |
| Dogs used for racing, guarding, personal protection and search & rescue |
| Certain breeds of dog | If you later find that your chosen cover no longer suits your needs, we cannot downgrade your policy to a different level during the policy term or at renewal. Cancelling your policy and starting a new one means your pet won't have continuous cover. Any past symptoms or conditions will be seen as pre-existing and won't be covered. Additionally, you can't claim for illnesses in the first 14 days of the new policy. |
All policies include Free Vet Video Calls with FirstVet - Find out more here