Cover Options

A simplified view of the cover options.

A full view of the cover options, including terms and exclusions, can be found in the policy document at the bottom of the page

Cover Accident & Illness - Maximum Benefit
Veterinary Fees
Including:
- Complementary treatments

- Behavioural problems

- Clinical diets
£3,000, £6,000 or £12,000 (per policy term)

25% of the veterinary fees limit

£200

£200
Emergency Boarding kennel and cattery fees and daily minding £1,500 (per policy term)
Advertising & reward costs £1,500 (per policy term),
including £250 for a reward
Theft or straying £1,500
Holiday cancellation £5,000 (per policy term)
Accidental damage to third party property £500 (per policy term)
Transport between vets £200 (per policy term)
Accidental damage to pet accessories £500 (per policy term)
Death due to accident or illness*
*For illness, pets less than age 6 years only
£1,500
Farewell cover £200
Overseas Travel
Your pet can travel as often as you like (maximum trip length 60 days) to Europe (including the Republic of Ireland, Isle of Man and Channel Islands) under the Pet Travel Scheme. Your UK cover (excluding Third Party Liability for dogs) is automatically extended and you have the following additional benefits in case things don't quite go to plan.

- Quarantine costs

- Emergency expenses







£2,000 (per policy term)

£1,500 (per policy term)
Optional Cover Accident & Illness - Maximum Benefit
Third Party Liability (Dogs Only) for dog owners Upto £2,000,000 (per event)


How much do I pay towards a claim?

Claim Accident & Illness - Excess
Veterinary fees For each illness or injury arising during each period of insurance
Age on date of treatment Excess
Under 8 years The first £150
8 years or over The first £150 plus 20% of the remaining cost of treatment
Holiday cancellation The first £75 of any claim
Accidental damage to third party property The first £75 of any claim
Accidental damage to pet accessories The first £50 of any claim
Overseas travel emergency expenses The first £50 of any claim
Third party liability (Dogs Only) The first £250 of any claim


What is not covered?

Pets under 8 weeks old at the start of cover
Pre-existing medical conditions
Any illness that starts or shows clinical signs in the first 14 days of your cover
Routine or preventative treatments such as vaccinations, worming & flea treatments
Pregnancy or breeding
Dental treatment that is not related to an illness or injury
Dogs used for racing, guarding, personal protection and search & rescue
Certain breeds of dog


Policies are subject to terms and conditions, so please read the Policy Wording carefully to understand what you are covered for.

Policy Terms and Conditions Eligibility Criteria